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Can defined benefit super members use downsizer rules?

The Australian Financial Review (AFR) •
October 09, 2026 • 01:27 AM
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Member of the defined benefit public sector superannuation scheme can make downsizer contributions, but the rules are a little different.

Can defined benefit super members use downsizer rules?

Q: I am a member of the Public Sector Superannuation Scheme (PSS), the defined benefit scheme for Australian government employees, and I’m about to retire. Is the strategy of making a downsizer contribution – boosting my super balance with the proceeds from the sale of my family home – available to me? – Paula

A: Yes, as a PSS defined benefit member, you can make a downsizer contribution , but it will go into a separate account rather than your defined benefit arrangement.

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