Lacey Filipich is an international award-winning financial educator, best-selling author, TEDx speaker and chemical engineer. She founded Money School in 2010 to help Australians master money and has been teaching personal finance skills ever since.
Owning your own home can give a welcome sense of security, but the jury is out on whether it's the best money move.
The good news is that there's no one-size fits all and there are no absolute rules. You can be as picky about which advice you apply to your relationship as you are about choosing a partner.
If you've avoided investing because you've found the terminology intimidating, you're not alone. It can feel like a foreign language when you first start, but it's not as scary as it looks when you get into it.
Negotiating to reduce your spending and increase your income are tangible ways you can improve your financial situation right now.
Saving is not the only tool you need to achieve financial security these days, but it still has a role to play if you can manage it.
If financial stress is causing distractions — for example, you're worrying about money when you should be concentrating on driving or work — there might be something deeper happening.
Saving money is not about beating yourself up. It's also not about depriving yourself of all sources of joy.
Using a credit card linked to your offset account can save on your mortgage but you need to be aware of the pitfalls to decide whether it will work for you.
The best place to put any extra money will depend on a few things, including how well you sleep at night when you have debt.
Using a calendar allows you to do a lot more than just remember when bills are due. It can help you spread the load and save.
Attending to your superannuation, insurances and will is a bit like going to the dentist. Doing it regularly and consistently helps to avoid a painful outcome.
Being a savvy consumer doesn't mean buying the cheapest thing possible — and "cost per wear" can help you find a true bargain.
