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Is it time to reconsider the adjustable rate mortgage? : The Indicator from Planet Money

NPR News •
November 03, 2026 • 08:00 AM
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High mortgage rates are nudging some aspiring homeowners to consider adjustable-rate mortgages over the standard 30-year fixed-rate option. Are ARMs the better choice in today’s economy?Fact checking by Sierra Juarez.Your Next Listen –When mortgage rates are too low to give up –Over 2,000 episodes in our archive on the NPR AppConnect with The Indicator from Planet Money–The Indicator newsletter — a weekly roundup of news, ideas and staff picks. –Instagram, TikTok and YouTube –Find the Planet Money book –Find the Planet Money game, Sell Me A Sasquatch, and other merch at the NPR Shop!Support public media by subscribing to NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include sponsor-free listening. Learn more at plus.npr.org.

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High mortgage rates are nudging some aspiring homeowners to consider adjustable-rate mortgages over the standard 30-year fixed-rate option. Are ARMs the better choice in today’s economy? Fact checking by Sierra Juarez . Your Next Listen – When mortgage rates are too low to give up –Over 2,000 episodes in our archive on the NPR App Connect with The Indicator from Planet Money – The Indicator newsletter — a weekly roundup of news, ideas and staff picks. – Instagram , TikTok and YouTube –Find the Planet Money book –Find the Planet Money game, Sell Me A Sasquatch , and other merch at the NPR Shop ! Support public media by subscribing to NPR+ and enjoy perks for over 25 podcasts like this one. This show’s perks include sponsor-free listening. Learn more at plus.npr.org .

NPR does not offer or accept money for coverage or interviews. Anyone who makes such an offer or request is not an NPR employee and does not represent NPR.

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