There seems to be considerable confusion around the application of the minimum 30 per cent tax that will be introduced from next financial year.
It’s possible for you to inherit the shares, enjoy the dividends, and never sell them, perhaps passing them on to your own children.
There are rumblings at work about redundancies. I’m worried I’ve locked up all my savings in super.
The fact that your super has gone down in the past few months is more of an argument to add funds than to pause.
I’ve paid off my mortgage but want to boost my super. If I sell the shares, it will trigger significant capital gains tax.
It makes sense to invest as aggressively as possible when retirement is distant and be more conservative as you get older.
This is a really difficult situation. Australian financial planners aren’t allowed to give advice on US schemes.
There is no reason to sell the shares because of the capital gains tax changes coming in 2027.
Markets today are no more uncertain than they were last year, or 10 years ago. Negative years will happen, and are a part of investing.
A large inheritance can seem like an overwhelming prospect, but there are some clear areas you should be looking to invest it.
